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Terms of Service

Please read these Terms of Service carefully before using Predict. These terms govern your use of our regulated prediction market exchange.

Last updated: May 20, 2026 · Effective: May 20, 2026

Table of Contents

1. Acceptance of Terms2. Account Registration3. Trading Rules4. Risk Disclosure5. Fees and Payments6. Prohibited Activities7. Intellectual Property8. Limitation of Liability9. Governing Law10. Changes to Terms

1. Acceptance of Terms

By accessing or using Predict's platform, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, do not use our services. You must be at least 18 years old and a legal resident of the United States to use Predict.

2. Account Registration

You must provide accurate and complete information when creating your account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Predict reserves the right to refuse service, terminate accounts, or remove content at our discretion.

3. Trading Rules

All trading on Predict is subject to the Predict Rulebook, which is incorporated by reference into these Terms. You agree to trade in good faith and not engage in manipulation, wash trading, spoofing, or any other form of market abuse. Violations may result in account suspension, position liquidation, and referral to regulatory authorities.

4. Risk Disclosure

Trading event contracts involves substantial risk of loss. You may lose all funds deposited. Past performance is not indicative of future results. Predict does not provide investment advice. You should only trade with funds you can afford to lose. By using Predict, you acknowledge that you understand the risks involved.

5. Fees and Payments

Predict charges fees as described in our Fee Schedule. We reserve the right to change our fees upon reasonable notice. All deposits and withdrawals are subject to our standard processing times. Funds are held in FDIC-insured accounts in accordance with CFTC requirements.

6. Prohibited Activities

You may not: use our services for any unlawful purpose; attempt to gain unauthorized access to our systems; use automated tools to scrape data or place trades without authorization; impersonate any person or entity; or engage in any activity that could harm Predict or other users.

7. Intellectual Property

All content on the Predict platform, including market data, charts, text, graphics, and software, is owned by Predict or its licensors. You may not reproduce, modify, distribute, or create derivative works without our express written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Predict shall not be liable for any indirect, incidental, special, consequential, or punitive damages. Our total liability shall not exceed the amount of fees paid by you in the twelve months preceding the claim.

9. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law provisions. Any disputes shall be resolved through binding arbitration in New York, NY, in accordance with JAMS Arbitration Rules.

10. Changes to Terms

We may modify these Terms at any time. We will provide at least 30 days' notice of material changes via email or platform notification. Your continued use of Predict after the effective date constitutes acceptance of the updated Terms.

Contact

Questions about these Terms? Contact us at legal@predict.com or write to Predict Inc., 228 Park Ave S, New York, NY 10003.

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Risk disclosure

Prediction markets and games involve real financial risk. Prices can move against you and you may lose some or all of the funds you commit — outcomes are uncertain and past performance never guarantees future results. Only participate with money you can afford to lose, and never use borrowed funds. Predict does not provide financial advice and nothing here is a recommendation to buy, sell, or hold any position. By using Predict you confirm you are of legal age and that prediction-market and gaming participation is lawful in your jurisdiction. If participation stops being fun or starts causing harm, set deposit limits or take a break.

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Trading involves substantial risk of loss. See Terms.